Four Ideas for Those With Disabilities: What You Should Know
If you or someone in your family has recently been diagnosed with a disability, many questions arise. What should I do? How will this affect my life? What is going to happen to my family? There are...
View ArticleHow to Invest in Gold through a Solo 401k Plan
In most countries, there are retirement plans offered to employees to save with tax advantage. In India, we have EPF and EPS. The USA has a 401k plan. An interesting feature of the 401K plan is buying...
View ArticleHow to Show Capital Gain on Shares and Equity Mutual Funds in ITR
When one sells Shares and/or Equity Mutual Funds one has Capital Gain on the sale of Equity. You cannot file the Capital Gain in ITR1. The article discusses the procedure to report Capital Gain on...
View ArticleHow to fill Form 67 to claim foreign tax paid on New Income Tax Portal
if the taxpayer is a resident of India, and he has paid taxes outside India, he can claim a credit of such foreign taxes paid against his tax payable in India. An individual taxpayer shall furnish Form...
View ArticleHow are Dividends of International or Foreign Stocks taxed? How to show in ITR
When you own stocks you can earn through Dividends and capital gain/loss when you sell your shares. When you own stocks listed outside the Indian stock exchanges whether directly or through the ESPP,...
View ArticleAre you looking for a lucrative trading method?
Trading is one of the most popular methods to earn extra money on the side. Some people even create a full-time job out of it! If you want to start trading but are looking for a lucrative trading...
View ArticleEmployee Stock Purchase Plan or ESPP
Companies often reward their employees with their stock, either in the form of employee stock option plans (ESOP) or Restricted Stock Units(RSU), or employee stock purchase plans (ESPP). Under the...
View ArticleTruth of Senior Citizen above 75 years not required to file Income Tax Returns?
Recognizing the compliance burden on senior citizens the government has exempted senior citizens of 75 years and above from filing income tax returns. This was announced in Budget 2021. What are the...
View ArticleIf you Miss your EMI: Explore alternatives like IVA
People could take loans for multiple reasons like consolidation of a debt, to make some home improvement, pay for the wedding, buy a car, to pay their bills, support their education and medical...
View ArticleSetting Up a Financial Safety Net with Term Insurance in 6 Steps
Financial safety is undeniably one of the most critical aspects of any individual’s life. Especially considering the current tough times, most everyone feels overwhelmed by financial worries. Whatever...
View ArticleRSU of MNC, perquisite, tax , Capital gains, ITR
RSU or Restricted Stock Units are shares of the company given to employees free of cost but with some restrictions. What are RSUs? Why are RSUs given? What is the vesting date? When are RSU taxed? Is...
View ArticleSwitching of Mutual Funds
Switching is often recommended from Regular to Direct Plan to save on the commission. But what is the switching of mutual Funds? What are the costs involved? Is switching of funds taxable? How to do...
View ArticleWhy Do People Take Out Loans?
In case you need to use a personal loan to bump out debts, finance a big event, or pay for medical expenses, make sure you consider the factors below. The basics of personal loans: they’re nothing like...
View ArticleReal Estate Investing 101: Pros and Cons
If you’re thinking about investing in real estate with a goal to put your money to work for you now so you have more in the future, it might seem a bit complex but it’s really quite simple once you...
View ArticleHow to Get the Most Out of Your Mornings
We are all living very busy lives and it can be hard to find time to actually sit down and enjoy things. Here are a few ways that you can get the most out of your mornings and make them the best part...
View ArticleOur Free Resources: Ebooks, Videos, Instagram
As we are not taught finance at home or school we end up with half-cooked knowledge. Bemoneyaware is on a mission to empower 1 crore Indians to take control of their money. We have many free resources...
View ArticleHow to Prepare to Sell Your Business
Just like any other part of business, selling your business effective needs a careful strategy. This is something you should not do in a hurry. Once you have decided to dispose of your business, you...
View ArticleTeenager do Part Time Work? An Indian child worked in McDonald
We want our children to develop into mature, responsible, and productive members of society. One method used, in Western Countries, we have seen in movies and soap operas is teenagers doing part-time...
View ArticleHow to Budget for Monthly Rent: 50-30-20 rule
When renting an apartment, there are other costs involved other than just paying your landlord every month. Utilities are usually paid by the renter, but sometimes the landlord will cover some such as...
View ArticleSmart Ways To Finance Your Home Purchase
With home prices falling in six to eight major cities in the first quarter of 2021 and home loan interest rates now at a record low, there’s never been a better time to purchase a home in India, the...
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